but does that mean you're implying that the middle class isn't supposed to save any money?

Oh no, they are. I think middle-class is the start of being able to save money (and put stuff away for retirement). Which is what everyone should be able to do but society screws everyone over and so, so many folks never get a chance to actually consider savings/retirements/etc.

What would we say if someone on Hive was a billionaire? Would we say that guy is a greedy asshole and they should dump their bag on the market making everyone on the network instantly poor? Kinda the same logic as above.

That's a good point, though I think if we extended it to what folks are saying about billionaires IRL it wouldn't be so much 'dump their bags' as 'donate a reasonable percentage to the DHF and other delegations'.

Almost everyone pays effectively more tax (percentage-based) than billionaires do and THAT is the bigger problem. There should be (and to a degree is, within HIVE at least) an expectation that whales support those below them. It's not perfect here, but its arguably way better than in the US or Canada.