L-pesa - Financial technology platform providing new financial tools
Credit and loans seem like already become common in our lives. Almost everyone in this world has ever applied for a loan from Bank or other financial company before. It’s not a big deal. But with the traditional way we need to do a long process to get the loan. First, we need to apply, complete all the document needed (it’s a lot) and wait for the Bank to approve it. You’re lucky if the bank accepts your loan application, but what if not?
Traditional Bank or other financial company prefer middle class or high-class application loan than low class. It’s not easy for the low class to get the loan because bank usually categorizes them as high-risk potential, they don’t trust us enough to borrow us some money.
The advantages using L-Pesa
Despite will never meet before, L-Pesa trust the customer even before they make a loan. Even though they never meet but L-Pesa still trust them and give them loans to pay regularly. This you can’t find in other Bank or any traditional financial company.
When you already borrow some currency from L-Pesa you get a clear and transparent information and charges. There’s no hidden charge. You also know your interest rate even before the loans begin.
With great customer service, you will not get any difficulties in applying for a loan. The application process is quick and simple, if you not having any issues or problem it would only take a couple of minutes. If there’s any problem you can contact the customer service via facebook inbox or messenger. All the transaction also can be done with the mobile phone application.
Cryptocurrency era
Using L-Pesa means you not dealing with fiat currency anymore, no expensive charge of the transaction and other things that trouble you while using fiat currency. In L-Pesa all the transaction (loans and payments) is using token/ cryptocurrency. The token in L-Pesa called LPK and it’s using standard Ethereum (ERC20). There will be 2.600.000.000 total token available. And the distribution of the token will be 58% for pre-sale and public sale, 25% for founding team and advisors, 1% for bounties and 16% for reserves airdrop.
If you think this application is interesting and have a bright and clear future, or if you want to use this application and get the loan in the easy way you can try to invest in it and get the token right away. The token will be available for pre-sale and public sale.
L-Pesa company roadmap
Have a clear and good plan in the future can convince the investor better. L-Pesa is not a just a plan waiting to come true after the initial coin offering finished, it is an already standing and operating financial company. After years of planning in 2014-2015 is a prelaunch time for L-Pesa, it founded in January 2014. 2016 is it early initial launch, it begins its operation in Kenya and Tanzania. In 2018 they will be focusing on Africa and in the next years after that L-Pesa will continue to grow in countries especially in a region with many developing countries such as Africa and Asia.
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