What is Mutual Fund
A unit investment fund, or mutual investment fund, is a form of collective investment in which the management company disposes of investors' funds united in the fund in order to generate income.
If you simplify everything to the limit, here's how it looks: several investors put their money in a common "purse", which is transferred to the management company. Professionals of the financial market decide what assets to purchase with investors' money in order to achieve the maximum possible profit.
How to choose a suitable investment fund for you
Before you buy shares of the investment fund, decide why you do it. An approximate list of questions that should be answered: how much and for how long you are ready to invest, what is more important to you is high yield or low risk, how many would ideally like to earn.
Equity funds can bring higher long-term returns. Minimal investment risks for bond Mutual Funds, especially if the emphasis is on investing in government securities.
A pleasant surprise: when you purchase the shares of the mutual fund "Alfa-Capital Bonds Plus" until December 31, 2017, you will receive a free subscription to the online cinema "Amediatka". For investments of 10,000 rubles, Alfa Capital gives you a month of free subscription, and for acquiring a 100,000-ruble unit, you are entitled to three months of access to Amediathek. While money works, you enjoy your favorite TV shows.
