My plan is rather basic actually. I have 3 priorities:

1. What gives a lot of return right now, and is not obviously crashing down on the medium term?
2. What has a strong potential to go up in the next 1-3 years, and is at least reasonably stable right now?
3. What will retain funds even if everything I can reasonably imagine will come tumbling down?

I then distribute my funds across the three items. 1 could be a high APR liquidity pool, 2 could be a promising medium term project (CUB, Rising Star come to mind), and 3 could be a combination of fiat and reasonably stable crypto (or a BUSD-paired liquidity pool).

One thing I personally expect to come tumbling down with VERY pessimistic goggles is Binance. I think that as a community we need to be prepared for that as the witch hunt for Binance is slowly taking off in a number of countries now (e.g. see the remarks from the Dutch Central Bank). So I very much applaud any branching out to other platforms as well :).