PLATIO - Next generation banking and trading platform.

Platio Smart Banking Ecosystem (“Platio Ecosystem”), our goal is to make cryptocurrency a widespread means of payment by increasing its utility. Platio focus is to provide traditional financial services to the digital currencies community in a secure and compliant way. The Platio Ecosystem will be based on a seamlessly operated mobile and web interface, where users will have all the necessary data and tools at their fingertips to instantly transact with crypto, fiat or stock. Platio’s platform will be built on EOS technology, capable of hosting smooth, routine interactions of Platio’s multilayered ecosystem. The Platio Ecosystem will facilitate financial operations in fiat, crypto and common stocks all within one ecosystem. It will also enhance the utility of crypto assets with two unique products: Asset Guard and Smart Escrow.

Platio is authorized by UK authorities to make and receive payments (UK license number 742163) and licensed by EU authorities to make payments in crypto and fiat currencies (EU license number FRK000045; FVR000061).

Platio is powered by ERC 20 token PGAS (“PGAS” or “the Token”), which will be the central element of the Platio Ecosystem, integrating all its features. PGAS is a utility token used for all internal commissions and fees.

Why Platio? Traditional banks are very selective in the services they provide for crypto users within their current banking systems. They have not embraced the digital coin era, or the way cryptocurrencies have evolved. Being fully compliant, regulated and technologically advanced, Platio solves this problems with easy access to the Platio Ecosystem, using tokenization of assets based on EOS technology, and supporting the three types of assets: crypto, fiat and stocks.

Products & Features
Platio’s App will be available on iOS and Android, as well as a web-based application. Platio Smart Banking Ecosystem will include various products and features that work together to provide users with a seamless transaction process. Platio will tailor its products to the needs of both individuals and businesses, ensuring that both enjoy improved accessibility to transacting in cryptocurrencies.

Exchange & Brokerage
Exchange & Brokerage will be an essential part of the Platio Smart Banking Ecosystem. For Platio this product will not only be the instrument for users to exchange and trade fiat, crypto and stocks, but also the underlying technology enabling Platio's other products, such as Platio payment cards, the Merchant processing API, Payments (SWIFT/SEPA/Ripple/OCT) and Asset guard.

Asset Guard Platio
Asset Guard is a smart-contract based product for the protection of all types of users’ assets stored in the Platio Ecosystem against losses caused by the high market volatility or access loss to the account. As the terms of the Asset Guard service are set in the interface, an appropriate smart contract is formed by the Platio App and synced with the Platio Blockchain. Using Asset Guard alleviates the need to constantly monitor the market or store your backup phrase so that authorized persons could gain access to your assets in case of an emergency.

Platio Payment Cards
Platio will provide users with plastic and virtual payment cards issued by partnered international payment companies. It is inconvenient to keep a specific card for Bitcoin and another for Ethereum or for every other cryptocurrency asset. Platio intends to develop the Platio Ecosystem to allow all crypto assets held on the Platio Ecosystem to be easily converted into fiat currencies for transaction settlement using an integrated exchange. Users will only need to select the necessary asset and push the top-up button. Platio payment cards will support top-up both in cryptocurrency and fiat.

Internal Transfers
The Platio Smart Banking Ecosystem will prevent users from paying high fees and experiencing long transaction processing times. Platio User not only be able to transfer fiat internally, but also any asset supported by Platio, crypto, fiat or stocks, free of charge and without long processing times.

Payments & Remittances (SWIFT/SEPA/Ripple/OCT)
Platio Payments & Remittances product will combine two groups of payments:
? Payments & Remittances using SWIFT/SEPA/Ripple payment networks
? Payments using OCT - Original Credit Transaction payment method

Invoicing & Processing
The Platio Ecosystem will allow individual and business users to accept fiat as well as cryptocurrencies using Platio’s Invoicing & Processing for online merchants.

Smart Escrow
Smart Escrow will be one of the key products that the Platio Ecosystem provides to business users, as well as individuals. Smart Escrow will be a smart contract-based product for high risk and/or high monetary value deals in crypto and fiat, with conflict resolution built in. Settlement risk is a common problem in business transactions involving payments by cryptocurrency.

Roadmap

Team & Advisors

PGAS Token Economy
PLATIO’s token PGAS (“PGAS” or “the Token”), will be the central element of the Platio Ecosystem, powering all of its features. PGAS is an ERC-20 utility token and will be used for transactions within the platform, for instance the payment of commissions, fees and subscriptions. Transactions using PGAS will be discounted, with the discount dependent on the user's token usage and subscription level.