An employee on Hive who posts for an income stream but holds nothing, can build no income stream for themselves.

Incorrect. As an "owner" as you put it, I feel it's my duty to once again point at the world outside, the people there, and the money in their pockets. With that, an "employee" on Hive can build an income stream for themselves, PLUS create several more "owners," all by themselves.

Geez you guys... lol