On PeakD, the tip button is right beside the vote button.

It's rarely used, especially compared to votes. Obviously the vote is better deal of course.

Hive Keychain helps with the keys and makes life easier in that department. Something like that is worth looking into if you're not using it. Can transfer funds with it as well of course.

I want to say solutions to your particular grievances have been in place for a very long time.