I don't know what the drive is to buy a home in these days. Setting down roots I suppose.
When I bought, over 6yrs ago now, it was never seen as an investment or even a "smrt" move, but we wanted a place that we could change, grow, tear down walls, etc. We did most of this ourselves but now life and other committments take all this time, so we found a good carpenter to help finish everything we started.
If I didn't own today, I wouldn't buy. I would put all that stress on an owner and spend my money and time in other ways.
The millstone of a house never goes away, there is always something that needs fixing or replacing, a stove, furnace, door needs painting, etc.
We need to stop pressuring people into buying, and glorifying the process.
It is NOT AN INVESTMENT!
RE: Debt attracts debt