Some sudden unplanned expenses that faces us some days don't ask us if we have money or not.

I am so sorry you have to face the issue with your Anty with the sickness you was battling with. Are you recovering now Joe?

I think the whole money knowledge we read in textbooks is just to gave an idea of what it will look like but when reality come knocking , you will face the real thing. No one can also get expert in money management but we will keep trying