Reference to digital bank money or placed in bank accounts, it is digital because it does not need physical support, it has monetary value, which can be used through electronic banking, mobile payment, debit card, card of credit, transfer via online, using the physical money placed on deposit, it becomes digital in a bank account, and then used through the different financial instruments offered by the bank, either to invest in currency exchange or as well as increase our savings capital within its characteristics we have: secure payment method, it is confidential, it favors the reduction of interbank cost.
Now, both cash and digital banking serve to invest as capital, since capital at economic and financial levels arises when we combine the factors of production of a production unit or company to demand goods and services, whether used as investment in plant and equipment, inventories.
Dear reader, on the subject of profitability, it is represented by the investment made to generate interest, using capital goods and capital assets as a mechanism in an optimal way, which includes the money placed in banks, shares and cash, foreign exchange. Taking into account that all investment is subject to low risk to generate profitability or, as in the case of losing profitability.
Something that we cannot forget capital has its own very unique tax treatment which gives rise to a capital gain.There are considerations that in every business you have to have more support in cash, than in capital to ensure faster business, since not everything can be done through electronic banking and bank transfer.