Perhaps my friend! Allow me a different view: maybe making perfection the goal is my problem? Perfect; the enemy of good.

With HSBI, it seems what you have to do is send HIVE to an account, with an account name or names in the memo field, and then the accounts you memo ('sponsor') get upvotes from the HSBI accounts (looks like there's ten of them)...

Back on the STEEM parts of the blockchain it was called @steembasicincome — linking it to the concept of a Universal Basic Income though I think the link was tenuous as today it's been renamed Hive Stake Based Income.

This is my scattered thoughts from reading through the site here: HiveSBI.com