Far too sensible ideas I fear. If you could also add a decent mobile app and keychain for mobile I think we'd have cracked it! I only comment from a simple users point of view but everyone has been saying it for years that we need simplicity and usability. The devs we have working on this blockchain are technical genius and I am absolutely grateful for everything they have given to me but for UX , there seems to be a huge mental block!

Brilliant suggestions, exactly what we need but will they fall upon deaf ears?

Best wishes.