Oh, I hope the contractors make all the arrangements before December: I know what it means when the holidays arrive and the house is a mess. It's a real headache. As for the vehicle, your advice is worth taking into account: sometimes you need a reasonable amount of time to see how the product performs. I remember my dad once bought a Chrysler that was a beauty, but turned out to be a real problem. Oh, according to the chart, the next year to make money would be 2035? Sending you a hug.