As the only girl in your comments, I would like to contradict what you say, but no. Everything you say is true. Women are more prudent when it comes to risking the money we have, men are more risky. There are different savings priorities for being a man or a woman and some of that is because women have a more developed "emotional memory", which helps to remember losses more emphatically and for a much longer time. If a woman invests and has put effort and time in that investment and loses, swear, she will never forget it. Maybe we are more willing to invest in less and safer businesses than you are. This is an excellent topic for discussion, @tarazkp.