There is a Venezuelan proverb that says: He who costs nothing, celebrates. I believe that there are many factors that we should take into account when investing. If I invest a million it is because I have 5 million. If I only have one million and I invest it, it is because I do not have any immediate responsibility in which I may need that million. My limited investment knowledge, but my very long knowledge of economics as a family member, makes me cautious about taking financial risks. I'm one of those who pencils in and does the math. If it took you a lot of effort to acquire something, it will surely be difficult to take that first step into the void. Although it is true that no man has become a millionaire by saving, investments require strategies and emotions of steel. A good Wednesday, @tarazkp