I think that the issue related to "debt" and the lack of "financial education" are closely linked, greatly affecting people who sometimes want to make their payments properly but due to their limited knowledge and financial planning end up drowning with the collection of interest and another scourge of impact such as "inflation", especially in emerging economies. On the other hand, I consider that it is necessary to keep up to date with the correct use of the "Internet" and the adequacy with the "language", this will represent a great advance to solve the financial problems that may affect the future, since the Internet is the The main tool on a global scale and certain people who have resistance to technological innovation, are also severely affected in their budget by the fact of not using the Web to solve their finances. Finally, we all think about our retirement and I would recommend everyone to learn about the benefits of blockchain and cryptocurrencies as an effective strategy to manage their assets and liabilities in the long term.

Greetings @ben-edom. You have selected a great topic of interest to all.