Be aware of who you support with your money and energy.
Ripple (XRP) is not a decentralized cryptocurrency. It is a cryptocurrency that is regulated on a centralized blockchain ledger that has specific use case for banks and financial institutions, but not for the common people.
Ripple wasn’t designed to be a coin traded on its own value, or a normal cryptocurrency by the standard definition. It is a token. XRP tokens are essentially backed by traditional fiat currencies. XRP tokens were created to pay transaction fees between financial institutions, allowing funds to be transferred between participating banks.
It can't be mined. It is not finite, and can be created on-demand.
It can't be used to purchase. And it's operated by a private company, Ripple Labs, a global money transaction business.