1. Focus on big things

Yes, saving from small expenses every day is good. For example, from the habit of buying Rp. 10,000 fried or coffee in the cafe Rp. 30 thousand. But when do you want to get rich from small expenses like that? Learn from Warren Buffet, focus on big things from the start. One big thing about determining prosperity is home. So, when there are funds and opportunities, immediately allocate expenses to buy a house even though you have to go through credit.

2. Tube first, then shop

Warren Buffet has an aphorism: "Don't save the rest of your spending money, but instead spend using the remaining money saved."

If your salary is Rp. 10 million, you must save Rp. 3 million in the bank, then the rest is used for other purposes. This is the way to save discipline and at the same time the most effective way to become rich.

3. Duplicate income

Do billionaires and rich people only have one source of income? Impossible. There must be other sources of income. That is what is called passive income. For example, have a shop that has developed, then build a boarding house for rent. The store is the main source of income, while boarding houses are multipliers. In essence, passive income must be obtained from activities that do not clash with the main income.

 4. Focus on the most important assets

Your efforts and hard work will not be useful if you are unable to focus on the most important assets, namely yourself. Mark Cuban, an American businessman and philanthropist, proved himself how to get rich this one. One must continue to learn and hone themselves as an asset to become rich. Without that, people will be trapped and difficult to progress.

5. Don't half

You must know your own potential, and maximize it to reach the peak of success. Not even easy to feel satisfied or even inferior. Grant Cardone, who is a businessman, writer, and expert on self-potential training, said that people who want to succeed must be the greatest in the field they are involved in. So, spill sweat sweat to the blood so that you don't become an ordinary person.

6. Make money

Most billionaires are entrepreneurs and investors. Because, they are aware of the importance of making money. The earlier it is done, the greater the chance of achieving something from the investment. In fact, if possible, start when you were still a student. Find out what type of investment feels right, then take it seriously. We recommend that you distribute seed money in one or two types of investment first, then expand the land so that the harvest is more abundant. Allocation of 15 percent of income is enough to start this step.

7. Wise

Instead of directly spending the remaining money because it does not enter the financial plan, you should set aside for savings. For example bonuses from the office, operating profit that exceeds estimates, or even prize draws to inheritance.

8. Debt

There's nothing wrong with debt. The wrong thing is to owe without a mature plan and for the sake of things that are not really important. Sometimes the temptation to owe comes when the items to be purchased are not needed. For example, the latest cellphone credit, even though the old one still works well. If from a young age, there are a lot of consumer debt, how can it be rich? Everyone can be rich. But not everyone knows how to get rich.