I really hope so Tom, would be nice to get an affordable home one day. I'm 100% with you on the regulation, problem is government, they literally let the bankers write the regulation back in the day, and as long as politicians are allowed to receive donations and funding from lobbyists, they can be bought. Regarding healthcare, check out the Joe Rogan interview with Dan Crenshaw, he makes a rather good argument, that basically universal healthcare in essence would require massive price fixing. There's a balance to everything, and it depends what's more important.