I set up Monzo a few years ago cuz I don't live there but I'm a citizen, but other banks refuse to allow me to open a bank because my feet don't happen to be ono British soil...??

Monzo didn't seem to mind, now I'm getting 4.6% APR on my savings in their bank in a pot that has no commitment, can take out instantly. I mean, that's a pretty sweet deal! It's no 20% HBD, but still.

So yeah, this is another reason for me to be a bit of a fanboy about Monzo (even though it does have its issues - no credit cards kinda sucks... is it even a real bank technically?)