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Learn to discern the dirty fears from the clean ones. It’s not difficult any moment when you are experiencing anxiety, check if there’s true, immediate danger. Source The majority of the time you’ll find

Savings accounts, or passbook accounts, are found at any bank, credit union, or savings and loan institution. Because they are extremely liquid, they are characterized as having extremely low interest

Most of us think of the money we carry in our wallets as cash, and that’s it. Cash, though, has a broader definition than just the coins and bills we use to pay for goods. It is also the type of investment

Pass-through securities are highly susceptible to interest rate risk. As the interest rate drops, borrowers are more likely to refinance their debt, thus paying off the mortgages and returning the principal

Treasury bonds also pay their interest on a semiannual basis and are sold at or near their par values. Source However, T-bonds have maturities that are greater than 10 years, going all the way up to 30

Closed-end mutual funds are somewhat similar to corporations because they issue fixed numbers of shares. source This doesn’t fluctuate, with the exception of when a new stock may be issued. The funds may

By taking this first step to becoming wealthy, you have done what millions of people can’t or won’t do take control. [Source]( Be proud of yourself and your achievements. By taking pride in what you are

Protecting yourself from the unexpected is a vital element in financial planning. As time goes by, you change, and so do your protection needs. Source Having adequate protection means a number of things,

You must have goals to have any satisfaction in life. Since birth, and perhaps before, your consciousness has been busily creating your reality based on the thoughts that you think. source Your best past

Without clarity about your purpose, frustrating conflicts about goals are inevitable. source Clarity of purpose vastly simplifies and focuses goal setting. By determining the purpose of your life, much

Feelings are not in the realm of meaning. Weather, for example, doesn’t mean anything, either. Source Feelings can be thought of as internal weather sometimes stormy, sometimes rainy, sometimes windy,

Helplessness leads to power! Image source This statement sounds ridiculous to most people the first time they hear it because it does not conform to the traditional intellectual logic or analytical thinking

The first thing we can do to achieve personal success is to call upon our power of visualization. It is so important to be able to see in our mind exactly what we want what our goals are. For some people,

The most difficult challenge is changing the culture, something that evolves over a period of time. Source Culture can be difficult to change and can prove to be very frustrating to leaders and managers

Adherence to the childhood rule of “don’t do anything without permission” makes success in your own business an uphill struggle. Source There is no boss to give you permission, so you’re likely to

Accepting a desire does not mean you must act on it. Accepting a desire simply means that you accept yourself while having it. Conversely, condemning your desire implies that you disapprove of yourself

I remember telling my late mother, “Look, Mom, I am grown up now, so there isn’t much you can do to change me at this point. image source So, please retire, so we have a more friendly relationship as adults.”

Each of us is motivated differently. What drives us to do what we do? There are six reasons for everything people do: Certainty Uncertainty or variety Significance Love or connection Growth Contribution

There is another wonderful event of which we may take note. When Elijah prayed for rain, the nation was suffering under a great drought. Both the king and his chief chamberlain were out searching for water.

How should a Christian manage his finances? Read Luke 6:38. “Give, and it shall be given unto you; good measure, pressed down, shaken together, running over, shall they give into your bosom. For with what