This is a very great article. Very true, one of the most stressful situation in one's life is borrowing money and not been able to pay. It's an annoying feeling that can destroy someone from the inside out, especially if that someone is someone with integrity and honesty. I went over 5 months of depression because I owed someone money and couldn't pay back. It's the worse feeling ever. Once I finish clearing my debts, I'm not going to ever borrow again and I wish I get enough not to ever think of borrowing ever again in life. Thanks for this superb article @lisfabian. Huge hugs. Reblogging the article.