Very much in line with the last post I wrote, the straw men are out and about and they are getting pounded into oblivion. All of the sudden the righteous voices are yelling to the winds that the problem has always been life choices and their podiums never looked so shiny.

Erhh that's not it

I will grant you this much: The idea of forgiving someone's debt, at least the idea alone, does little to nothing to solve the bigger problem here. Which is to say that the policy that is being sold to win votes is a non-starter to begin with, and it's literally being spouted just to play political football.

But, and this is the key but, we can't say there's absolutely nothing wrong with our education system, because that is simply a ridiculous statement as well. I know what you might be thinking - But... they made a choice - Yes, that's true, but it also matters what is on the menu.

You see, today we have a cartel, because that is what it is, that is protected by our laws, because they own politicians, and they are nothing more than predatory lenders who take advantage of vulnerable minds that are trying to live up to expectations.

Please elaborate

It's expected of a young mind to go to college, to seek their future with hunger, to get a degree, to get a good job and to live the american dream. We sell the idea not only verbally but also through media, since the college life and successful entrepreneur is a common theme in our movies.

So, when kids graduate high school they are going to shoot for the stars, as they should, mind you. Now, if you add this to the fact that we have an industry that is there to convince these kids they ought to take out loans to pay for overpriced careers, and then you add the legal protections that these "loan sharks" have to guarantee their payday, you end up in the mess we are in.

We have thousands of students graduating universities that owe so much, they would have to immediately land one of those dream jobs that come with lambos on the side to be able to ever pay them. But, the problem is that the jobs don't actually exist.

So, these kids are sold the promise of riches, they are told it's their duty to become someone, to go to college, and then they leave college to go work a starting position somewhere making a little over a Joe Blow who went straight into the workforce.

No way out

To add insult to injury, there is no way to get out of these debts, none. Actually, there is only one, if you die, that's it. If a student stops paying, but work, the wages will be garnished, and as you might imagine, the amount taken from the paychecks will grow as the now regretful student makes more money.

So, if you are tempted to talk about personal choice which at face value I agree with, please take into account the other variables at play, and yes, get off the high horse.

MenO