My question is, why should i send you HIVE to lower my APR by 2% + adding a new risk (if you disapear with the funds) when i could just sell my hive for sol and then do the trade. So it alows (will allow) to invest into coins without completing KYC because basically you do the kyc on the exchange and trade for us ?

So more fees for us 2% a year,
More risk for us because you hold the coins,
and more risk for you for passing transaction through your kyc account