I wouldn't say they know how to navigate it, it's more they have the power to influance and make the needed changes to ensure their investments are protected and not lose.

With Bitcoin prices continually climbing they didn't want to be left out so made the rules so they can get into it.

The interesting part is their focus on defi. People think it is not tangible but it is. It is build on debt. One man's debt is another man's profit.

Don't look at defi as nothing look at it as selling debt and having an ROI on that debt. That's what it is. That's where the money is. The token in the middle is just the thing to be indebt over. Nothing different to anything else we consume.