Just wanted to say Happy New Year's to all my subscribers and to your family from mine. 馃榿馃榿
And a side note new year's resolutions are crazy.
I'd suggest just taking whatever goals you have in very tiny steps that are easily achieveable. Like buying your first gold bar or bitcoin/crytocurrency. You need to do research as I have tried to do over the few months.
Good luck with all your endeavors and take care Happy New years everybody 馃槆.