To date, the Crypto that I have earned through blogging on Steemit and Hive have paid off credit cards and helped me through some challenging times.

So if I can use my crypto earnings to pay off credit cards then it only makes sense that crypto can help me in retirement.

What crypto I hold in 10 years is very likely to be different to what I hold today. But that doesn't mean that it won't be useful and assist me to live a comfortable lifestyle once I am done with the working life.