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You can sell Steem for btc and then usd anytime, but Steem Power is locked up for 13 weeks, if you want to convert Steem power to steem you can do this in roughly even payments over 13 weeks, called powering

Ok, so you have SBD or Steem in your wallet and you send 1 Steem to a bot that guarantees profit of 5% -15% after curation. This means the rewards you get in Steem are likely to be more than what you put