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#FinancialGoals2021 Initiative | Share your plan to grow in 2021"
Dan's poses the following questions and afterwards my responses.
Which is going to be your investment strategy for 2021?
Do you have any specific assets that you want to invest in?
Preferred Investment? Crypto, Real State, Commodities, Stocks?
Do you have a plan or a set of goals on how to use and grow your stake?
Also share your prediction for the price of Hive and LEO in 2021.
I blog daily on Hive's blockchain but I use a varities of platforms. Sometimes its LeoFinance, Ecency, Peakd, and Neoxiancity. There are more out there and I use those sparingly too. What I post about in 2020 and hope to continue in 2021 is my Hive's gameplay.
I love gaming and money so when those two are combined I do not hesitate to talk about it. I play mostly Splinterlands, Rising Stars, dCity, and Holybread and minutes spent the most versus the least in that particular order daily. What I earn in those games I convert the in game tokens to hives in exchange to buy digital assets to perform better in the games and earn even more. That has been my approach in 2020 and remains the same in 2021. The difference in 2021 is that I now have my Hive and game assets than in 2020 so I believe I can earn more this year than ever before.
For instance in Splinterlands I currently have a net worth closed to $1900 based on peakmonster.com:
I have currently rent out over half my collection and earn between $0.20 to $0.25 in Hive daily. For 2021 I plan to keep the passive income from renting cards the same while also complete collecting at minimum 1 bcx of every alpha card in Splinterlands. I am 4 legends away from completing the alpha goal, if interested here is a post about my endevor toward an alpha card collection here.
I earn approximately 3,000 DEC a season in battles and about $2 worth of assets at end of season excluding gold and legend potions. At this rate if I recycle my Splinterlands earnings toward purchasing the last cards I need in alpha collection I should be able to achieve this goal by end of 2021. Although this is under the premises the card prices do not shot to the moon from here.
The second game I play the most is Rising Stars and currently I am earning a daily reward of 0.001 to 0.002 Hive. It may not seem as much but in order to earn daily reward the player needs to be in top 100. I am currently 85th in ranking and as long as I continue playing and earning I hope to keep this standing.
On top of the daily reward I also earn Starbits and card packs. I have currently a decent size collection of Rising Star cards.
The crust of my earnings in Rising Stars is in the Starbits I earn by completing daily missions. On average I currently earn 3k Starbits and as long as I play daily I am able to save enough Starbits to expand my card collection by 12 packs of cards every month. Goal here to to shoot for 10-12 purchases of 12 packs cards in the year 2021. Each pack is 3 cards so a total increase of 300 to 400 cards toward my entire collection for the year. Since I only started playing the game a couple of months I need to create a card collection before I plan to create passive income in Rising Stars. This is similar to how in Splinterland I started playing in late 2019 and have since built a collection of cards that allows me to earn passive income.
dCity is the third most played game on my list. I started this game about a month ago but am excited by the potential returns it can have. Following advice from the top rank player 
I am currently earning almost close to that 2,200 sim daily reward. However price of Sim has been lower than 0.005 Hive since I started playing therefore I will likely have to earn somewhere around 2,500 to 3,000 sim a day to hope to gain the type of Hive return I need to reach 4,000 Hives by end of 2021. dCity will by far my most lucrative earning in Hive and plan is to power up with those Hives.
Last but not least Holybread. I simply play a few quests and battles a day to keep my activity in the game thereby earn a daily upvote for my posts. As a daily blogger this is a decent incentive to have utilized. (The more upvotes I can get the better my blog posts will be visible for others to read.) I do not intent to build on my collection in the game as I am mostly focus on the three games I listed before.
With the limited time I have to playing and blogging I will mostly focus on the three in Splinterlands, Rising Stars, and dCity while daily activity with Holybread.
The overall strategy is to play a ton of games and blog about my experiences with them to earn myself a goal in year 2021 of 10,000 Hive Power. The plan is half earned through gaming while the other half through blogging. For the numbers in blogging I will need to earn on average $3 a day in post rewards for 365 days to get around 4,500 Hive. The current rate of daily post rewards I am getting equates to an average of $1. I am 2/3 short of this target. To help me achieve my Hive earning I leverage platforms and enter giveaways when ever possible. A couple of platforms I used to post and earn are Ecency, Neoxiancity and LeoFinance. Currently I am mostly posting on Ecency since I earn daily rewards just by being on and additional earnings when I make in posts and comments.
My Post about Ecency- Getting Instant Rewards
With Neoxiancity and LeoFinance I focus on earning second layer tokens in NeoxAG and Leo through the year to help in my shortfall of Hive earning. Further tokens I look to earn and stake such as archon and ctp as I believe in those projects and what they are trying to achieve.
My response is kind of integrated from how I responded to my investment strategy, but basically I am 100% focused on Hive ecosystem. I have been with Steemit for almost three years before the fork to Hive and I remain a believer in decentralize distribution of any and all kinds of information through the internet.
A Detail list of the second layer tokens of Hive I am also interested in accumulating but don't have a defined number targeted for 2021. All I would focus is accumulating and staking of them as much as I can while also trying to shoot for a target of 10,000 Hive Power.
Leo
ctp
TAN
neoxag
INDEX
Dhedge
Throughout my life I have learned to invest in the stock market so mainly hold stock shares. I have no real estate currently and at this point in my life I remain a home renter. For 2021 I do not intent to change this and remain invested in the stock market.
I currently will separate my crypto earnings with my stocks by only reinvesting what I already have. This is so that I can keep track of my taxes among all assets I invest. I know I probably could leverage my earnings much more if I mix the two together but right now I prefer them to be separate as it is easier for me to keep track.
No set goal of the amount of earning I wish to have in my stock assets for 2021, but hope to stay green for the year. 2020 was an amazing year for stock holders so at the very least I wish to hold on to those profits at the risk of future draw downs.
In the crypto assets as long as I am focused in the Hive ecosystem any Hive second layer token is of interest to me and I am targeting the 10k Hive Power for 2021.
Focusing straight on cryptocurrency I hope to earn half my Hive Power through gaming while the other half through blogging and combine the two to get to 10k Hive Power. The sooner I have more Hive Power staked the easier it is to get to 10k. Currently I have around 1.5k Hive Power and have delegated 100 HP to 
Hive in 2020 right at the beginning of the fork from Steemit appear to be a success and since many users have gone off separate paths rather than remain blogging on hive.blog. However all paths lead back to the use of hive as a peg. I therefore predict for 2021 that Hive would remain mostly price where it is at $0.11 - $0.20 since its use appears to me as a pegged crypto around others such as Leo. This is not to say I am not optimistic about Hive's value but until hive.blog catches up in many of its features I fear many users will only be using hive's blockchain for other projects such as LeoFinance.
With Leo Finance prospering much better than hive.blog this leads into my prediction of the Leo token price. For 2021 I predict Leo will be at least $3. I say this because from my experience in Steemit I recalled Steem peaked around $8 but for weeks it held steady between $3-$4. Not to say Leo will follow the same path but I am using it as a reference point since similarly Steemit is a blogging platform. Of course LeoFinance has a lot more to offer than Steemit so I leave my prediction as a minimum price target and wish Leo to moon in 2021 馃榿 .
