If money is a service they're providing us, why are they trying to limit its usefulness?
You're right though. Like any new law; its just for fringe cases at first. How many of us have recently paid more than $10,000 cash to a business? (Paying another individual is currently exempted)
Won't affect me, and I'm sure the overlords have good reason to need the new rule. Give em a fair go.
Bliss is just a few more rules away.