I would lean towards the conservative route and invest 50% in STEEM, 30% in BTC, and 20% in ETH. I believe STEEM is the best and easiest way to earn money if your end goal is to make money which I think for most people it is. The STEEM price is at the bottom right now so it is a perfect time to buy in. BTC is a no brainer really, buy some and hold it and at the $6,000 range it is a good time to buy in and hope we hit all time highs again and you could easily 3x your money. ETH is one of the biggest cryptocurrencies out there and it is a pretty safe bet. Smart-Contracts have been taking off as of late and people are flooding into ETH.