SelfPay is a payment aggregator that uses local payment processors in each merchant's country to provide a unified versatile and Web interface to accept international credit cards and local debit cards. Its unique set of selling values are as follows:
✪✪ Reducing payment friction by enabling real-time payment feedback using a smooth Web application interface and realtime innovation.
✪✪ Enforcing buyer's trust as the payment happens on the buyer's device. Buyers are inclined to trust their own phone more than a stranger's POS system.
As such, SelfPay is providing solutions covering each use case. From informal offline merchants (Instagram / Facebook, etc.) to small and medium online businesses. Besides our frictionless payment system, we are incentivizing sellers and/or buyers to use our solution by giving them SxP tokens back equivalent to 20% of the fees of each transaction made using the platform.
Plug and Play architecture
SelfPay is built with a modular architecture that allows payment gateways to be swapped in and out in a seamless mold. This allows the user to select their preferred payment gateway depending on their business context and the nation their business is targeting. The modularity allows SelfPay customers to adapt their payment gateway to a more great one as their business grows or shifts. It also allows SelfPay to expand to new regions and territories with great ease. By simply layering new payment gateways on top of SelfPay's solid foundations, we can grow the portfolio of gateways that SelfPay supports linearly.
Security
SelfPay is a SaaS (Software as a Service) solution, and provides payment functionalities by integrating local payment entryways Stripe, CyberSource, Omise, etc.. As such, the security and PCI compliance are provided by the local e-payment gateway; credit card numbers are never hitting SelfPay's servers, providing the highest possible security.
BENEFIT OF IT'S USERS :
Rather than endeavoring to constrain the purchaser to utilize another versatile application or even a wallet application, the purchaser's application is a Web application that does not require any establishment. It is worked to be portable cordial and to utilize the most recent HTML and CSS innovations to give a responsive and constant exchange criticism. It consequently opens when you filter a QR code or when you take after the connection sent from the merchant through SMS or visit. 1. The client gets a connection by SMS 2. This connection opens a page that gives the client a chance to enter his Visa data 3. The client gets a SMS once the installment is con-solidified ONL.
The SelfPay blockchain
The SxP token will develop after some time, beginning from being an ERC20 token to at long last move to its own particular blockchain, in this way empowering significantly more center highlights and giving a colossal adaptability regarding conceivable applications.
ICO pre-sale :
ICO pre-deal The SxP token pre-deal has just been finished up and gone on for 30 days, in October 2017. Amid the pre-deal, just 1.13% of the tokens have been made with a normal reward of 78% for every token purchased. This pre-deal will help us to support a major showcasing effort for the ICO itself.
ICO timetable and target :
The SxP token creation will keep going for 30 days, beginning at 6am UTC on the 25th May 2018. A settled number will be made amid the deal and no more will be made from that point.
Target :
SelfPay intends to acknowledge up to 25,000 ETH from our underlying token accomplices and make 7,500,000 SxP available to be purchased in return for the ETH submitted. The SxP shrewd contract will quit tolerating responsibilities at the 25,000 ETH hard top. The Token Sale will keep going for 30 days. In the event that the hard top is achieved, the occasion will close consequently.
ICO discount structure
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Token and ICO details
Until the finish of the year and post ICO, the promoting will be engaged in Thailand to be prepared for the nation's high season. In particular, we will target social merchants, insect markets and whatever other potential zones where charge cards are not yet usually acknowledged and where SelfPay's Point of Sale has the best effect potential. In the meantime, the business group will advertise SelfPay to the SMEs as of now utilizing on the web installments. We will unmistakably exhibit the advantages that utilizing SelfPay carries and help new clients with changing over their current installment frameworks over to the SelfPay
A renowned online eCommerce retailer needs to have a custom bank requesting structure on his online store. Today it isn't conceivable. Tomorrow, on account of SelfPay blessing crypto card that anyone can buy in any accommodation store or oil station, any client can purchase anything on the web by utilizing these crypto gift vouchers (SxP based) that exclusive wind up actuated when utilized out of the blue. Tomorrow, on account of the SelfPay ICO, on every exchange, the dealer or potentially the purchaser will get 20% of the exchange expenses as SxP, while 40% of the exchange charges are utilized to fund the masternodes, accordingly making the merchant, the token holder and the masternode's proprietor fulfilled.
Every month, one of the a large number of Électricité du Laos (EDL) shoppers needs to pay his power charge. To do as such, the client needs to drive many kilometers to go to the nearby bank (BCEL) just to be met by a one hour line of other individuals likewise attempting to pay their power charge in the meantime. Tomorrow, this client can utilize one of the blessing crypto cards that anyone can buy in any subsidiary comfort store or petroleum station and pay their power charge utilizing just their cell phone
framework.
SelfPay more than qualifies as a contender for merchant/purchaser hoping to move towards a cashless and bank-less world. SelfPay offers a best level UI/UX encounter, as well as gives a veritable advancement by utilizing the energy of the Ethereum blockchain innovation. Minimal effort organize for a prompt exchange of benefits, access to the token economy, finish control of one resource and introduction to a biological system of trailblazers will more than request to present and expected ages. Utilizing our market entrance in the B2B region, we will be at the ideal place to help the change of traders to acknowledge digital currency from everybody, all over the place, whenever
Legal Notice
SelfPay more than qualifies as a possibility for merchant/purchaser hoping to move towards a cashless and bank-less world. SelfPay offers a best level UI/UX encounter, as well as gives a certified development by utilizing the energy of the Ethereum blockchain innovation. Minimal effort arrange for a prompt exchange of advantages, access to the token economy, finish control of one resource and presentation to a biological system of trend-setters will more than offer to present and pending ages. Utilizing our market entrance in the B2B zone, we will be at the ideal place to help the change of shippers to acknowledge digital currency from everybody, all over, whenever.
Knowledge required
The buyer of SxP tokens embraces that she/he comprehends and has huge experience of digital currencies, blockchain frameworks and administrations, and that she/he completely comprehends the dangers related with the crowdsale and in addition the system identified with the utilization of cryptographic forms of money (incl. capacity). SelfPay Pte. Ltd. should not be in charge of any loss of SxP tokens or circumstances making it difficult to get to SxP tokens, which may come about because of any activities or exclusions of the client or any individual endeavor to obtain SxP tokens, and also in the event of programmer assaults.
Risks
Obtaining SxP tokens and putting away them includes different dangers, specifically the hazard that SelfPay Pte. Ltd. will most likely be unable to dispatch its activities and build up its blockchain and give the administrations guaranteed. Hence, and before securing SxP tokens, any client ought to painstakingly think about the dangers, expenses and advantages of gaining SxP tokens with regards to the crowdsale and, if fundamental, acquire any autonomous guidance in such manner. Any intrigued individual who isn't in the situation to acknowledge or to comprehend the dangers related with the action (incl. the dangers identified with the non-improvement of the SelfPay stage) or some other dangers as showed in the Terms and Conditions of the crowdsale ought not get SxP tokens.
Important disclaimer
This white paper should not and can't be considered as an encouragement to go into a venture. It doesn't constitute or relate in any capacity nor should it be considered as an offering of securities in any ward. This white paper does exclude or contain any data or sign that may be considered as a suggestion or that may be utilized as a reason for any speculation choice. SxP tokens are simply utility tokens which can be utilized just on the SelfPay stage and are not expected to be utilized as a venture. The offering of SxP tokens on an exchanging stage is done keeping in mind the end goal to permit the utilization of the SelfPay stage and not for theoretical purposes. The offering of SxP tokens on an exchanging stage does not change the lawful capability of the tokens, which remain a basic means for the utilization of the SelfPay stage and are not a security.
