There are people who never get to be positive, maybe they have reasons why they stay in that state of constant negativity or they do not get any benefit to be happy, however we can learn to be positive with effort, it is possible to have a better life not only wanting it but working for it.
You can achieve your goals and achieve living as you want and get what you want, as long as you believe in yourself and mentalizing yourself in achieving your goals, if you have to shake things in your life and if you have not achieved the progress you expected, then it is time to review what you are doing, sometimes you will have to change and do different things.
Don´t let negative thoughts control you if you want to be positive you must fight with those emotions that make you unhappy, the key is to recognize and counteract them, focusing on the good things in your life with that you will attract positive things, focus on the things that you want and want instead of your current moment of worry.
This approach has and should be daily only so you will get used to it and learn to be positive, including your thoughts, habits, beliefs, choices and actions. you can not keep doing the same and expect different results, if you are not where you want to be then you have to change what you have been doing.
If at the end of the year you realize that you have not achieved your financial or life goals, it is a good time to consider making the necessary changes with a view to the coming year, always seeing the positive in which of those changes you can obtain advances that guarantee getting the goals raised, everything can be improved if we dare to face it.