I agree to your first point, but we know that, most mainstream just knows BTC or maybe ETH - hence Hive and its value must be wider known (marketing .-)!).

Also agree to point two however gov wants to control and will regulate and try to centralize and create their own digital currencies - hope you are right masses do not trust the system and take their consequence. I have the feeling only they ignore transparancy as long as they are financially happy with the outcome.