Such an apt reflection of what my father taught me as a child. He always asked me to question my spending. "Is it nice to have or is it necessary to have?", he asked me to reflect. I think he was essentially asking me to develop an idea of disposable income and investable income, actively making the decision to 'waste it' if it just nice to have. It's something that's stayed with me well into my twenties. I'm constantly trying to manage my finances better and this post really rang with those lessons my father tried to ingrain in me :)