You can save a good amount of cash every month by focusing on the 20% of expenses that matter most.
If you focus on optimizing or reducing them, this will exponentially improve your financial conditions.
1) Housing
When shopping for a place, make sure you're not getting more than what you need. As a matter of fact, opting for a less expensive home will result in some really good bucks every single year that you can pocket for your savings.
2) Transportation
The average monthly loan payment for a new vehicle is constantly hitting new highs every year. Only buy a vehicle you can pay in cash.
If you can't pay for in cash it's probably too expensive. Consider using public transport if you live close to your work.
3) Food
If you want to save on food, there is the only thing to do: cook more. Check out meal prep tricks online that will save you time and money.
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