Thats fantastic mate well done! That would be such a nice position to be in, and like you say you can always trade up in the future should you wish, that place is yours and no one can take it away from you.

Realistically for us we will have to get a mortgage, but thats ok, I intend to put down a massive deposit, its the only way we can make it work since the banks only lend 4.5x salary right now.