Hi @leprechaun blessings to you, thanks for visiting me.

I understand what you mean, regarding what you say about investing money that you are not going to use in the next 6 years, it is something that most people and more for those of us who live in South America it is difficult to invest an attractive amount and wait that long. There is little culture of saving, and we are not educated in economic and financial matters.

Best regards, be well.