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Rules can be set in any number of ways, including voluntary blockchain protocols. DACs can play a role as well (see https://eosdac.io/ ). They key being that the participants voluntarily agree to the rules they themselves participate in creating. Via smart contract bonds, etc, they can lock of value to ensure the rules are followed or when not followed, other participants are made whole.
RE: Are You Confused by the Word "Anarchy"?