'If you can dream, but not make dreams your master...you'll be a man, my son.'
'If' Kipling.

Good post sir, and one very relevant to toady's society.
I wrote yesterday about getting out a debt,which is closely aligned to your post.

What is debt, but a foray into the dreams of the future?
Unfortunately, it's becomes a case of making dreams your master. (repayment of debt).