We often say "All is well" when in reality, all isn't well. We only say it while hoping that things will improve, lines will fall into places and all ends will meet. Unfortunately, these are just the more you look, the less you see. That is life, and anyone who refuses to recognize it now might do so later, maybe when it's already late. This also applies to someone who refuses to acknowledge that they have a problem and would go about claiming all is well, without looking for a solution, the problem would still be staring them in the face, until when they're ready to tackle it.

Life is tough and will be tougher as one grows due to increasing responsibilities. No one would tell you this, only life will.
What to do, be ready to fight it out if you want to live. Feigning ignorance about this would only end in regrets.