No worries about putting me in the hot seat - after of being on MSP for like 2-1/2 years of Friday nights, I've got a thick skin. Besides - this is an AMA and I know what I signed up for 😃

Regarding cryptocurrency, I think a crypto will absolutely emerge to dominate the world of transactions in the virtual world which will not be tethered to a nation-state or a peg. Will Bitcoin serve that purpose long term? I don't think so. For an internet comparison, Bitcoin is dial up modem tech - and it at dominated for a long time, but was eventually replaced and deprecated.

A key takeaway from what I just said is a transactional currency. Distributed ledgers and tokens are phenomenal for that purpose, and in my mind there is a distinction to be made between that and a store of value. While I'm a huge proponent of cryptocurrency, I am not 100 percent convinced at this stage crypto can function well as a long term hedge or long term store of value. Even commodities in a super cycle don't experience the massive gyrations in perceived value that crypto currently does, so I see it more as a speculative asset still. That doesn't mean I don't own some trade some and so on. I'm just explaining the distinctions in my own mind.

There is a completely different, but probably just as important conversation around transactional currencies and stores of value and why (in my mind) a currency cannot serve both functions simultaneously, but that's a conversation for another time.

So silver. Yes, I love silver and have loved it since I was a child and used my allowance cash to buy my first troy ounce bar of silver. So weird how I feel when I remember that moment.

As an adult, I favor coins over bars, because coins generally trade and garner a premium over bars and rounds. I also favor Maple Leafs above pretty much everything else because they have some of the highest purity in the market and tend to be sought after more. I don't collect silver coins as a rare coin collector would, so specific years/types of silver coins really don't matter as much to me. It's really about purity and a market in my mind. Silver in and of itself is a beautiful metal anyways. Thanks for the comment.