I guess 200k HBD in savings should be sufficient for me to make a living here in my country and that is also a good amount to keep for the long term. I might think about retiring if I have that much in HBD savings.

I also had somewhat similar goals but the governement is putting one tax after other.

30% tax was okay, 1% TDS, ummm...okay...Now they may put another 28%GST...
That will make crypto taxes to 60%.

Should be okay with anon, p2p trades...but still, goverment is killing my future rich dreams😅