MY LITTLE SAVING

Saving has been one of the popular method of reducing financial stress, financial stability is what most of us desired and savings, investment etc are things needed to attain financial stability.

Saving has been part of me, since when I was little. My family was a lower-middle class family, so most of things that I wanted to get I usually save up to get them. Things like clothes, socks, cream or mini things.

But then, these are little little things I do, all these savings was not much.. most of them was not up to $3, then I was little and it was a lot to me.

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I usually save from my school money which was very small, I and my friends created a contribution (Ajo) group and I was the leader due to the fact that could save up money well.

The savings wasn’t much at all, it was #20 (about $0.04 then) we do this daily, then one person will take the contribution of that week, we did it in that process until when everyone gets their portion. When we got to junior sec Sch (High school) we increased it to #50 ($0.1 as at then) but we used the same process

Although my actually first saving that I used to buy something tangible was about $10, I was about thirteen years old when I decided to save up to buy a gas cylinder, in order to assist my family.

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Back then, we still use stove when almost everyone uses gas cooker. It was disturbing and agonising using stove. The pot usually turn black and the stove itself was not good we were just managing it, the stress of kerosene and even the fixing of thread and all, always makes me unhappy.

So, I decided that I would save at whatever cost to get a gas cooker. Then the little gas cooker which was 3kg that has a burner on the top was about $14, that was what I planned on buying.

But miraculously, a neighbour at my mom’s shop wanted to relocated, so she wanted to sell some stuffs which was including gas cylinder. So, she said she will be selling the gas cylinder which was 15kg at the rate of $9.

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Fortunately, the money I had saved was up to $10, I gave it to her and she was so happy, she went to purchase it. wondering how we got gas cooker to use with the cylinder? we had a gas cooker which was given to us long ago, since we didn’t use it, it started developing fault. We repaired it and fixed it with the gas cylinder.

This was the first tangible thing I know I did with my savings, something that has not only helped me but has also helped my family in general. We still use the gas cylinder till now but with a new nice gas cooker with oven.

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This habit of saving is what I have automatically gotten used to, I don’t even think twice before saving. This saving habit has helped me in so many cases.

Now, I have even made a goal and target for every month and for every year that I am always working towards. I have bought some other tangible things but I decided to share the first tangible thing I bought in respect to the weekly contest

Words of advice
It is advisable to save up no matter how little it may be for the rainy season.

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