In general, very good overview @chekohler, except for this one:

A total bank run, while I don't think they'll allow it, we'll have to find ways to hold ownership of our funds or risk a repeat of the situation we find ourselves in with fiat money.

Logic will not allow it: The more fiat money they offer, its value will be lower, and less people would want fiat. The best they could try would be a ‘gold trap’ to divert people from decentralized cryptocurrencies into a controlled financial system, or – much more likely – a trap of centralized (state issued) cryptocurrencies that are ‘same as bitcoin’.

No, they never could issue something same as bitcoin, or takeover bitcoin itself. It’s the nature of things. They are only masters of deception and cannot oppose the laws of nature.