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The 5% fees is only when creating HBD, or HIVE to HBD conversions.
HBD to HIVE conversions don't have 5% fee. When you convert HBD to HIVE the chain gives you a 1$ price for HBD.
The 5% fees is only when creating HBD, or HIVE to HBD conversions.
HBD to HIVE conversions don't have 5% fee. When you convert HBD to HIVE the chain gives you a 1$ price for HBD.
RE: The HBD Conversion Formula Matters More than the HBD Interest Rate