This was quite an insightful blog for me personally. I have read a couple of blogs explaining hive, but I love the experience feel you included in this writing. You said sbd somewhere and I want to know if you are referring to steam backed dollar on steem. Or was it a typo

The ease with which a user can put his sbd into his saving and earn a 15% APR and withdraw it too without having to step out of the home is another thing that people find it hard to believe