It's interesting to me to read about how you view debt. I have heard many others say something very similar but explain it as good debt and bad debt or managing your money and letting your money manage you. Either way, you make a good point about learning to make good decisions. Learning from financial mistakes creates a level of self-discipline and allows for the proper allocation of funds. Be it in crypto or other areas. Glad to hear, you are doing okay and making good decisions. Too many others are not being able to sleep at night because they have made some not so great $$ decisions.