I agree that saving money is important, but making money is just as important if you want it to work. It's interesting to think about how we are naturally keepers and tend to keep things we make even if they don't bring us any value. I also agree that money is a concept, and that we usually spend it on real things, even if they don't give us any value. This led to a great point you made. Investing is always a cost with the goal of making more money. I'm also interested in what you have to say about crypto. It seems to be something that people feel like they own, and it makes it easier to see what has value and what doesn't.