Thank you for the feedback captain!
I'd been developing this idea for a while but was unable to push it forward due to not having enough time in the day to continue developing Hive-Roller.com and this project in tandem. Found a very talented coder in our community who was willing to come help me develop this idea into a working project so a few days ago begun turning the business model into a reality.
As far as I know nothing like this exists in the crypto ecosystem and this is the first of it's kind. Will be very interesting to see how the HIVE community and the crypto community as a whole react to this new type of lending platform.
Cheers!
RE: Hive.Loans - Decentralized Blockchain Based Lending and Banking Platform (Currently in Pre-Alpha Development)